I have some difficulty, Leyla, thinking that enough of the world would choose to pursue these loans to create systemic risk. Instead, they seem yet another excellent way to separate fools from their money.
I hope so. I have also found out that I tend to underestimate the risk appetite of the very young (who would be the target of levered retirement account sales pitches)
I have some difficulty, Leyla, thinking that enough of the world would choose to pursue these loans to create systemic risk. Instead, they seem yet another excellent way to separate fools from their money.
I hope so. I have also found out that I tend to underestimate the risk appetite of the very young (who would be the target of levered retirement account sales pitches)
That makes sense, but also enables learning hard lessons early.
This Basic Capital looks like a new form of financial nihilism. I kinda get it when applied to early savings, but your retirement account?
You likely receive hundreds of pitches.
This isn’t one of them.
Hello @Leyla Kunimoto,
Share deep respect for what you have built here.
I am the Founder and Steward of the 100x Farm.
The 100x Farm is a quiet strategy sanctuary for investors and capital stewards with long memories and longer horizons.
No noise. No dopamine. No trend-chasing.
Just deep-cycle clarity earned slowly, shared rarely.
We don’t believe in inbox conquest.
But if the idea of sowing $10,000 seeds to harvest $1 million trees over 20- 30 years feels familiar,
you and your patrons may already belong here.
What if the next 100x isn’t a stock but a forgotten business model hiding in plain sight?
Every thesis is backed by real capital, filtered through over 100 long-cycle lenses before it earns a word.
And if nothing else, this may help you filter what isn’t worth your time.
No urgency. No ask.
Only signal.
Warmly,
The 100x Farmer